Trusted by 50,000+ Ghanaians in Canada

Send money home to Ghana
in minutes, not days.

Lightning-fast transfers from Canada to any bank, mobile wallet (MoMo), or cash pickup in Ghana. Real exchange rates. Fees that finally make sense.

Send money now Watch how it works
★★★★★
4.9 / 5 from 12,400+ reviews
$
Live rate
1 CAD = 8.40 GHS
Akwaaba 👋
Kofi M.
Available to send
$2,480.00 CAD
≈ 24,403.20 GHS today
Send
Top up
Receive
History
Recent transfers See all
Mama Akua
Delivered · 2 min ago
+₵1,968$200 CAD
Kwame Boateng
Delivered · Yesterday
+₵4,920$500 CAD
Delivered
$500 sent to Adwoa
Arrived at MTN MoMo in 47 seconds
Powering transfers across Ghana's leading networks
MTN MoMo Vodafone Cash AirtelTigo GCB Bank Ecobank Fidelity Stanbic
— How it works

From Toronto to Tema in three taps.

No paperwork. No bank lines. No surprise fees. Just send.

01
Person using QwikTransfer app

Sign up in 2 minutes

Verify your identity with your Canadian ID. We're FINTRAC-regulated, so your money stays safe end-to-end.

02
Selecting recipient on phone

Pick your recipient

Send to mobile money, any Ghanaian bank, or for cash pickup. Save loved ones for one-tap transfers later.

03
Family receiving money in Ghana

They get it. Fast.

Most transfers arrive within minutes. Track every cedi in real time and get notified when it lands.

— Try it yourself

The rate you see is the rate you get.

No hidden margins baked into the exchange rate. We show you everything upfront — the fee, the rate, and exactly how many cedis land in your loved one's account.

✓ Mid-market exchange rate (no markup)
✓ Flat fee for transfers under $500
✓ First transfer is on us — zero fees
You send
🇨🇦 CAD
They receive
🇬🇭 GHS
Exchange rate 1 CAD = 8.40 GHS
Transfer fee FREE
Arrives in ~ 2 minutes
Total cost $500.00 CAD
— Why QwikTransfer

Built for the diaspora, by the diaspora.

Every feature designed by Ghanaians who know what it's like to send money home.

Lightning-fast delivery

Most transfers reach mobile money wallets in under 60 seconds. Bank deposits typically land within 10 minutes. No more "two business days."

Happy customer using phone

Bank-grade security

FINTRAC-regulated in Canada. 256-bit encryption. Biometric login. Your money is protected at every step.

Zero transfer fees

No flat fees. No hidden charges. No FX margin tricks. You only pay through the exchange rate — nothing more.

Real-time tracking

See your transfer move through every stage with live notifications. Always know where your money is.

24/7 Twi & English support

Real humans on chat, phone, and WhatsApp. We speak your language — literally.

Recurring transfers

Set up automatic monthly remittances for school fees, rent, or family support. Set it and forget it.

Customer story
$2,400 sent Toronto → Kumasi · 38 seconds
— Customer story
"

My mother used to wait three days for the bank wire. Now I send her grocery money from Toronto on Sunday morning, and she calls me before I finish my coffee.

Akosua Mensah
Nurse · Toronto, ON
★★★★★

"Switched from my bank's wire transfer. The savings on fees alone pay for my Netflix every month. And it's genuinely instant."

Daniel Owusu
Calgary, AB
★★★★★

"I send school fees for my nephew every term. The recurring transfer feature is a lifesaver. Never missed a payment."

Esi Asante
Vancouver, BC
★★★★★

"Customer support actually picked up at 11pm. Helped me sort out a recipient's MoMo number in five minutes. Top tier."

Kwesi Adjei
Montreal, QC
— Get the app

Your loved ones are waiting.
Don't keep them.

Download QwikTransfer free on iOS and Android. Your first transfer is on us — up to $500 with zero fees.

Download on the App Store
Get it on Google Play
Family in Ghana receiving money Person using mobile app
$120M+
Sent to Ghana
— FAQ

Questions, answered.

How long does a transfer to Ghana take?
Most mobile money transfers (MTN MoMo, Vodafone Cash, AirtelTigo) arrive in under 60 seconds. Bank deposits to GCB, Ecobank, Fidelity and others typically arrive within 10 minutes during banking hours.
How much does it cost to send money?
QwikTransfer charges zero transfer fees — always. You only pay through the exchange rate. What you see is exactly what your family receives, with no hidden charges, no flat fees, and no FX margin tricks. Ever.
Is QwikTransfer safe and regulated?
Yes. We're a FINTRAC-registered Money Services Business in Canada and licensed by the Bank of Ghana for inbound remittances. All transfers are protected by 256-bit encryption.
What payment methods can I use?
You can pay with Interac e-Transfer, Canadian debit cards, credit cards (Visa, Mastercard), or directly from your Canadian bank account. Interac is the cheapest and fastest option.
Can I send money to a bank or only mobile money?
Both. Send to any major Ghanaian bank (GCB, Ecobank, Fidelity, Stanbic, Zenith, and 20+ more), to MTN MoMo / Vodafone Cash / AirtelTigo Money, or for cash pickup at over 1,500 locations across Ghana.
What's the maximum amount I can send?
Verified accounts can send up to $25,000 CAD per transaction and $50,000 per month. Need to send more? Contact our team and we'll set up a higher limit for you.